Zero down, no PMI — for veterans, active military, and eligible spouses.

VA home loans in Idaho with zero down and no PMI for eligible veterans and active duty. Independent broker Jesse Stroup, NMLS 6229.

Jesse Stroup, Mortgage Broker

Home Loans of Idaho, LLC

Phone: (208) 907-2846

Email: [email protected]

NMLS# 6229

Company NMLS# 2187314

Licensed in: ID

Equal Housing Opportunity. This is not a commitment to lend, terms and interest rates are subject to change.

  • Jesse Stroup · Mortgage Broker | Home Loans of Idaho
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VA Loans Idaho | $0 Down for Veterans | Jesse Stroup

VA home loans in Idaho with zero down and no PMI for eligible veterans and active duty. Independent broker Jesse Stroup, NMLS 6229.

Zero down, no PMI — for veterans, active military, and eligible spouses.

The strongest purchase benefit in residential lending.

Who qualifies for a VA loan.

Exclusive VA advantages.

Common VA questions.

Use the benefit you earned.

VA Loans · Purchase

VA loans are a benefit you earned through service. Buy a primary home in Idaho with no down payment, no private mortgage insurance, and rates that often beat conventional options.

At a glance

Down payment

$0

PMI

None

Funding fee

0.5–3.3%

2026 limit

$1.25M

Disabled veterans may be exempt from the funding fee.

Overview

Backed by the Department of Veterans Affairs, VA loans reduce lender risk so you get better terms. Compared to FHA or conventional, VA borrowers typically save on both monthly payment and upfront costs — and the benefit can be used more than once.

Eligibility

You need a Certificate of Eligibility (COE) and qualifying service. Jesse can help you obtain your COE and confirm entitlement before you shop.

Monthly PMI savings vs. FHA

$200–400

Down payment required

Benefits

FAQ

Zero down, no PMI, competitive rates. Apply online or call Jesse to confirm your COE and get pre-approved.

No obligation · Idaho VA expertise · NMLS

Independent mortgage broker in Boise. FHA, VA, Conventional, and Jumbo programs — one person on the phone from hello to funded.

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License

NMLS

Co. NMLS

Idaho Mortgage Broker

Home Loans of Idaho

108 N Washington Ave

Emmett, ID 83617

Equal Housing Opportunity

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